✅ Instant Virtual Card
Activate a spend-ready UPI credit card in minutes—no branch visits.
Why Smart Spenders Are Switching
✅ No Income Proof Needed
FD-backed approval reduces rejection anxiety. Simple, fair, fast.
✅ Pay via UPI Anywhere
Use the credit line with UPI apps you already trust for daily payments.
✅ Rewards on Daily Spends
Earn points on groceries, food, subscriptions and more.
How It Works (3 Steps)
1) Install & Sign Up
Create your account with basic KYC in the app.
Create your account with basic KYC in the app.
2) Create a Small FD
Your FD secures the approval—no income proof needed.
Your FD secures the approval—no income proof needed.
3) Get Instant Virtual Card
Start using your UPI credit card in minutes.
Start using your UPI credit card in minutes.
Compared to Traditional Cards
- ❌ Lengthy approval → ✅ Instant digital onboarding
- ❌ Income documents needed → ✅ FD collateral approval (paperless)
- ❌ Delayed activation → ✅ Virtual card in minutes
- ❌ Limited acceptance → ✅ Works anywhere UPI is accepted
100% Digital
UPI Accepted
FD-Backed
Instant Issuance
Built for India’s Digital Lifestyle 🇮🇳
Aman (New to Credit)
“Got approved without salary slips, activated the virtual card and
paid via UPI the same day.”
Ready to Unlock Instant UPI Credit?
Create a quick FD in-app and get an instant virtual card. Start paying via UPI today.
Install App NowFAQs
Do I need income documents?
No. Approval is secured against a fixed deposit (FD) created in the app.
Where can I use it?
Anywhere UPI payments work—offline stores and online checkouts.
How fast can I start?
Most users activate in minutes and receive an instant virtual card.
Is it safe?
FD-backed structure with digital controls. Always spend responsibly.
Responsible Use
Credit usage impacts your financial health. Please read all terms in the app carefully and repay on time.